Pensions are the great problem and how government workers exploit loopholes to get even more is starting to come to light around the world. In New Zealand, years ago they created a program that is a woman got pregnant and did not know who the father of the child was, the state provided everything even a free home. Needless to say, they ended up with the highest per capita of women who had no idea who was the father of their child.
The LA Times shows that the loopholes being exploited by police and firefighters in LA has increased more than 30% from 2009 to 2013 based on claims of any injury while on the job. In all, L.A. police and firefighters on injury leave collected $197 million in salary from 2009 through 2013 while the taxpayers had to then spent an additional $131 million on their medical care, disability payments and related expenses. This is a nationwide trend and it is bankrupting many municipal governments.