Blog/Real Estate
The COVID Refinance Boom is Over – See Who Benefitted
New mortgage originations have reached their lowest level since Q2 of 2014. Inventory remains historically low, shelter costs are historically high, and it makes no [...]
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New FHFA Rule- Middle Class to Subsidize High-Risk Borrowers
Biden is ushering in new socialistic policies and there are no checks and balances. I mentioned a few weeks ago how Fannie Mae and Freddie Mac are changing Loan [...]
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New Home Buyers Penalized for High Credit Scores
Fannie Mae and Freddie Mac are making some changes to Loan Level Price Adjustments (LLPAs) that will likely hurt those with good credit applying for conventional [...]
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War & Real Estate
QUESTION: Dear Sir, Hello from Europe and a hopeful new year. In WW2 in Athens, people were exchanging their apartments for a few liters of olive oil, hence real [...]
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Real Estate
COMMENT: Mr. Armstrong, I just want to congratulate you on creating Socrates. I am a real estate aficionado and Socrates has beaten the Case-Shiller Index which [...]
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Real Estate Down & Dirty
QUESTION: I want to thank you for Socrates. It picked the turn in the real estate in January amazingly. Do you see the high-end and regional divergences [...]
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PRIVATE BLOG – Real Estate Reality
PRIVATE BLOG – Real Estate Reality Private blog posts are exclusively available to Socrates subscribers. To sign-up for Socrates or to learn more, please [...]
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Domestic Exodus from US Cities
The US Census Bureau reported that 8.4% of Americans moved in 2021, beneath the 9.3% who moved at the height of the pandemic panic in 2020. Numbers for 2022 may [...]
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Inflation – Real Estate – Chaos
COMMENT: I thought you were just a Trumper warning what would happen if Biden won. I have come back to your site because I can see inflation approaching 10% as you [...]
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Red Hot Rentals
Rentals are soaring across the US to unsustainable levels. Gone are the days when people stuck to the tradition of spending less than one week of income on housing. [...]
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